Undeniably, indicted former City Councilman Oliver Thomas is accountable for his wrongful actions. But so is United States Senator DAVID VITTER! Few like Vitter have the unmitigated gall to publicly say he won’t even answer any questions! By contrast, even Representative William Jefferson cared enough to say to the public he had an explanation. Further, even though no charges were raised against federal Judge Thomas Porteous –in light of New Orleans’ crony reputation, one would have to kiss his / her brains good-bye in order to not believe that Porteous stayed off the bench, and this local Justice Department ceased the “Wrinkled Robe” Investigation (by which 2 other judges and many others went to jail), so that Porteous would not be exposed. **See: “Kindergarten and David Vitter. . .”

Furthermore, it is not rocket science to connect the dots between the slap on the wrist for New Orleans Canal Street Brothel proprietors whose establishment was frequented by Vitter, and the dots of Vitter’s role in Letten’s job appointment.  Also, add the fact that Letten’s superior, Attorney General Alberto Gonzales is not even trusted or respected by many members of the U.S. Congress; and add Mr. Letten’s office groundlessly substituting the USA to prevent federal Judge A. J. McNamara from consequences of McNamara’s conspiracies surrounding #2005-11458 State Court lawsuit for TORT of Conversion.

At any rate, the thrust of this essay is to present samples of IRREFUTABLE PROOF OF FRAUDULENT FORECLOSURES. In light of these well-known longstanding, brazen, self-announced Louisiana real estate frauds there will not be any true deterrent to crime and corruption in Louisiana as long as these parades, in public view, of White Collar criminals who incur no penalization.

Throughout this site, I have written about fraudulent foreclosures and fraudulent real estates transfers of properties, accomplished predominantly, by attorney Herschel C. Adcock, Jr., the Dean Morris Law Firm, and Orleans Parish Civil Sheriff Paul Valteau. In particular, I have stated and provided PRIMA FACIE proof that Adcock carried out certain foreclosures and obtained judicial court orders through means of the identity fraud, namely defunct GE Capital Mortgage Services, Inc. Aside from those things as the samples below show, Adcock has carried out foreclosures and judicial proceedings by use of other mortgage companies’ identities as well as.

Louisiana Statutes as well as federal law requires that judicial proceedings be carried out by parties having “real and actual interest” in the matter. Even in instances whereby a lawsuit becomes filed by the party with actual interest, if the interest ceases / if “standing” in the matter ceases, substitution of parties is required. However, there can be no substitution of parties when a lawsuit has been commenced by one having no right of action, nor having standing to bring that lawsuit in the first place. Otherwise, ridiculously, someone could file suit for somebody else’s auto accident, or property rights. Sample cases of mortgage companies which are DEFUNCT are mere samples of the Dean Morris Law Firm and Mr. Adcock enterprises for purposes of acquiring real estate property fraudulently. Sample foreclosure cases shown here are from non-existent and / or defunct mortgage companies such as GE Capital Mortgage Services, Inc. (GE Capital Mortgage Services, Inc., is the defunct mortgage company that Adcock used to deceptively obtain a court order to fraudulently take my residence property. **Anywhere else except Louisiana, the enacted Federal Reserve System FAIR DEBT COLLECTION PRACTICES ACT (FDCPA), codified under 15 U.S.C. § 1692, et seq., is not a foreign concept! Moreover, the fact of Louisiana POVERTY, OPPRESSION, VIOLENCE, APATHY and former State Attorney General Charles Foti –who prosecuted Katrina-Memorial Hospital Doctor Anna Pou & 2 Nurses is more than coincidentally connected to debt collection abuse!)

IN PARTICULAR, see here the July 15, 2004 Affidavit from the SUCCESSOR of GE Capital Mortgage Services, Inc. (My Katrina damaged copy. This same document is contained in the federal court record of case #03-3369.) The salient fact about this July 15, 2004 Affidavit from GE Mortgage Services, LLC., is that it irrefutably PROVES that Adcock’s purported May 19, 2005 auction of my 4968 Lurline Street property by use of the name of GE Capital Mortgage Services, Inc., is a VOID auction sale. The 2004 Affidavit explicitly states that GE Mortgage Services, LLC is the “successor in interest to GE Capital Mortgage Services, Inc.” Moreover, not only is Adcock’s purported auction sale meaningless, Freddie Mac’s subsequent year 2005 purported purchase of Lurline from non-existent GE Capital Mortgage Services is also not valid and Freddie Mac committed the TORT of Conversion! Moreover, as shown in various postings on this site and on the Louisiana Secretary of State database, GE Capital Mortgage Services, Inc., became defunct on October 25, 2002! In those instances after Adcock and Dean succeed in DECEPTIVELY getting the Sheriff to transfer the deed out of the names of the delinquent property owners, FREDDIE MAC completes the Fraudulent FLIPPING of those real estate properties. The salient fact about properties being transferred via use of defunct mortgage companies, or via use of mortgage companies which no longer have ownership of the note is the matter of LACK OF STANDING. Any inability of any ARBITER to conceptualize the various reasons why a debt collector would foreclose on property via use of a mortgage company having no ownership DOES NOT DIMINISH THE REALITY that a lawsuit filed in the name of a party having NO REAL AND ACTUAL INTEREST IS NOT A VALID LAWSUIT -even if that lawsuit is a foreclosure lawsuit.
FURTHERMORE, BELOW ARE NEW ORLEANS CASES THAT ALSO SHOULD HAVE BEEN DISMISSED BECAUSE THE NON-EXISTENT PLAINTIFFS DEFINITELY LACKED STANDING:

Foreclosure case # 2002-3340, filed by Mr. Adcock and Mr. George Dean of the Dean Morris firm filed titled GE Capital Mortgage Services, Inc, vs Lonnie Johnson; address 6043 Boeing Street. Adcock and Dean got the property through their March 3, 2005 auction. On August 8, 2005 Mr. Dean paid an amount of $389.85 to the Orleans Civil Sheriff Office.

Foreclosure case# 2000-4649. GE Capital Mortgage Services, Inc, vs Kathleen McNamara; address 1831-33 N. Rampart St. Attorney John Morris got the property through his auction; and on 8/9/2005, Morris paid $50.00 for Conveyance of Deed Transaction.

Foreclosure case#1999-9680 GE Capital Mortgage Services, Inc,. vs Henry Lacour ,III, and the United States of America. DESPITE THE FACT OF BEING DEFUNCT, GE Capital Mortgage Services, Inc., is listed as the January 3, 2003 auction bidder. As such, not only was Lacour and wife defrauded, the USA was equally defrauded. It seems apparent that this was fraud upon the government of which people have been sentenced to jail.

Foreclosure case# 2002-5354 Attorney George Dean filed foreclosing using defunct Guaranty Residential Lending vs Stephanie Hansen; address 3017-19 Cleveland Street. The purported sale occurred on October 23, 2003; but on May 15, 2007 Dean paid a $54.74 miscellaneous fee to the Orleans Parish Civil Sheriff’s Office

Foreclosure case# 2002-1718 was filed by attorney John Morris entitled Guaranty Residential Lending, Inc., vs Patrick Spurlock, address 3338 De Saix Boulevard . A bankruptcy was filed in that case. However, 5 years later on March 20, 2007 John Morris paid a $2,039.90 for Real Estate Commission to the Orleans Parish Sheriff’s Office.

Foreclosure case #2002-6269 Herschel Adcock and George Dean filed Washington Mutual Specialty Mortgage, LLC. vs Dianne Williams and Andre Theodore, address 1630 St. Roch Avenue for a debt amount of $94,364.90. At their purported auction, they bought the property for $21,000.00

Foreclosure case #2002-18016 Washington Mutual Specialty Mortgage, LLC. vs Connie Cair address[ seizure amount $77.23 1411 St. Rock

Foreclosure case #637-1911/14/2006 Washington Mutual Specialty Mortgage, LLC vs Roy Williams, Jr. Address= 7320 Crestmont in Jefferson Notice of Seizure =11/14/2006

Foreclosure case # 2002-6269 Washington Mutual Specialty Mortgage, LLC vs Dianne Williams, et al; address 1630 St. Roch Avenue. Despite the seizure amount of $94,364.90 Adcock and Dean purchased the property for $21,000.00

Foreclosure case #2002-15508 Washington Mutual Specialty Mortgage, LLC vs Charlotte Raley; address 4927 Venus Street

Foreclosure case #2002-12961 For an amount of $104,097.13, Adcock filed case: Washington Mutual Specialty Mortgage, LLC vs Howard and Maris Platt; address 58 Neron Place; on May 21, 2007 Adcock made a Service Code payment for them.

Foreclosure case #2002-11015 Washington Mutual Specialty Mortgage, LLC vs Joseph Joann Johnson; address 2515 Jonquil Street. Adcock and Dean made yet a payment to the Sheriff’s Office in year 2007 by use of the company identity,

Foreclosure case #2001-20101 Washington Mutual Specialty Mortgage, LLC vs Lionel and Dorothy Walker; address 1233-35 Deslonde Steet Writ Amount: $38,638.98 4/18/2007 Amount $74.00 Miscellaneous

Foreclosure case #2001-15303 Defunct Washington Mutual Specialty Mortgage, LLC vs Betty Jean Grant Brown was used to seize 8539 Freret Street for a debt of $94,271.51. Despite it being defunct Washington Mutual Specialty’s name was used on April 16, 2007 and $33.00 paid to the Orleans Parish Civil Sheriff’s Office.

**The magnitude of this longstanding Louisiana REAL ESTATE FRAUD OPERATION involving entities such as the Dean Morris Law Firm, attorney Herschel C. Adcock, Jr., attorney William M. Detweiler, attorney Brett P. Furr, Orleans Parish Civil Sheriff Paul Valteau, Orleans Parish Clerk of Court Dale N. Atkins, and CT Corporation System will prove to be even more explosive than the Kenneth Lay / ENRON scandal. Unless Mr. Letten’s Office and the local FBI cover up the manifest facts and evidence, the roles these entities have played are undeniable.

By the same token, somebody ought to –EXPLAIN IT TO THEM LIKE THEY ARE IN KINDERGARTEN– the Louisiana 4th Circuit jurists who prepared the nonsensical decision (see “ODOR OF CORRUPTION” posted elsewhere on this cite) for appeal of case #2004-12090, and explain it to federal Judge Lance Africk, Judge Douglas Dodd, Judge Kurt Englehardt, and explain it to state court judge Lloyd Medley (who all ruled in favor of non-existent GE Capital Mortgage Services) that filing a lawsuit by use of any plaintiff which LACKS STANDING ensure as little success as an attempt to win a game of football by using basketball rules –except if the Adjudicator is inept or corrupt or both.

NOTES:

:Deceptive / fraudulent consumer activities not only impact the current nationwide foreclosure crisis, but in numerous ways affects all of society. Judicial rubber-stamping by of abusive debt collection and economic scams has and will continue to create disaster for the national economy. Domestic violence, marital infidelity, parking lot and workplace violence, alcoholism, misuse of pharmaceutical drugs, deficient job performance, hungry children, sleep deprived people behind wheels of vehicles, social hostility, greed, theft, and so on, is directly linked to consumer maladies. (And it does not help that our State Attorney General Charles Foti rarely concerns himself with pursuing those who encroach upon consumer legislation.)

Accordingly, more than ever citizens can benefit from Consumer Resources like the following:

“Federal Trade Commission Asks Court to Stop Abusive Debt Collectors”
http://www.ftc.gov/opa/2007/02/rri.shtm

Federal Trade Commission v. Rawlins & Rivera, et al, (U.S. District Court for the Middle District of Florida, Orlando Division, Case No. 6:07-CV-146-ORL)
http://www.ftc.gov/os/caselist/0623139/0623139.shtm

Fair Debt Collection Facts
http://www.ftc.gov/bcp/conline/pubs/credit/fdc.shtm

“National Consumer Law Center Calls on Media to Expose Debt Collection Industry’s Widespread Illegal Practices”
http://www.consumerlaw.org/issues/debt_collection/press_release.shtml

“DEBTOR’S HELL”, a 4-part investigation by the Boston Globe
http://www.boston.com/news/specials/debt/

“Comments To the Federal Trade Commission Regarding the Fair Debt Collection Practices Act . . .by National Consumer Law Center http://www.consumerlaw.org/issues/debt_collection/content/June07NCLC_NACA_FTC_Comments.pdf

“Complaints Against Debt Collectors Skyrocket, Lack of Oversight to Blame” http://www.mediasyndicate.com/index.php?name=News&file=article&sid

“Correctional Billing.. . Need For Federal Probe”
http://www.northcountrygazette.org/news/2007/07/31/cbs_and_nco/

Public Citizen’s Consumer Law & Policy Blog,
http://pubcit.typepad.com/clpblog/debt_collection/index.html